Your investment is in safe hands.
Ndarama operates under formal regulatory oversight and independent custodianship. Here is exactly who is watching over your money and why it matters.
Independent Trustee & Asset Custodian
Kreston Zimbabwe is a licensed audit and professional services firm, part of the Kreston Global network in 115 countries. They act as Ndarama's independent trustee — your funds and property assets are held separately from Ndarama's operating accounts. Ndarama never directly holds your money. All cash flows through Kreston's trust account.
Their Role
Contact
Zimbabwe's Capital Markets Regulator (SECZIM)
SECZIM is Zimbabwe's statutory capital markets regulator. Ndarama holds SECZIM Regulatory Sandbox approval granted October 2025, and has operated live on-chain as a Fund Under Management (FUM) since 20 April 2026, under the Finance Act 2025. Every feature has been reviewed and is subject to ongoing regulatory monitoring.
Their Role
How your money flows
Three layers of protection between your investment and any risk.
You invest
You pay via EcoCash, OneMoney, or bank transfer. Your money goes directly into Kreston Zimbabwe's trust account — never to Ndarama's operating account.
Kreston holds
Kreston Zimbabwe holds your funds and the underlying property title in trust, independently of Ndarama. If Ndarama ever ceased operating, your assets would remain protected.
SECZIM monitors
All activity is reported to SECZIM. As Zimbabwe's capital markets regulator, they can inspect records, require changes, and protect your rights as an investor at any time.
Terms & Conditions
Pilot Version 1.0 — Effective January 2026. Written in plain English so you can actually read them. By creating an account and using Ndarama, you agree to all terms below.
Investment Notice
Ndarama investments are backed by real, physical property held in trust by Kreston Zimbabwe and overseen by SECZIM. Unlike cryptocurrency, your investment is anchored to a tangible asset with an independently verified value. As with all property investments, returns depend on real estate market conditions and project execution. We recommend investing an amount you are comfortable holding for the duration of the project.
Legal Framework: All agreements are governed by the laws of Zimbabwe, including the Securities and Exchange Act [Chapter 24:25], the Finance Act 2025, and applicable AML/CFT regulations. Ndarama Standard (Pvt) Ltd (Company No. 21344/2022) operates as a SECZIM-approved Fund Under Management (FUM) under the regulatory sandbox framework approved October 2025, live on-chain since 20 April 2026. Disputes are subject to the jurisdiction of Zimbabwean courts or binding arbitration in Harare. The English language version of all agreements is authoritative.
Questions about your protection?
We are happy to explain exactly how your investment is safeguarded.